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Saturday 21st October 2017
Does Home Security Lower Insurance Premiums?

Home and contents insurance is an inescapable policy that every Australian homeowner needs to possess. It is vital to have this, and you wouldn’t want to be caught in the middle of an incident without some type of insurance protecting your assets. From the outset, these can look particularly pricey. However, there are a number of ways to lower the cost whilst also protecting your home.

Installing a monitored alarm system and home security cameras, or upgrading your security to match the latest standards can reduce your insurance premiums.

 More Than Just Lower Insurance Premium

You will experience a number of benefits by installing high quality security systems in and around your home –  apart from the lower insurance premium that it helps you to obtain.

  • Security systems are one of the main deterrents to intruders who may be scouting or targeting your home.
  • Compatible security systems give you the ability to monitor your home remotely off your smart device. This means that you can keep an eye on your assets whilst at work or on holiday.
  • Added peace of mind knowing your home is protected by a powerful security system.

No matter where your home is located, you can ensure that your security system is not only perfect for your property, but saves you money. But how is it done?

 Reducing your Insurance Premium with Security Systems

It is no secret that the more secure your home is, the less likely it is that someone will attempt to break in. Less break ins equate to less insurance claims that stem from burglaries, which results in more money being kept by the insurance company. Most Australian based insurance companies reward families that have sound security systems by reducing the premiums they pay. By installing a secure alarm system and CCTV surveillance you can lower your premiums, and offset the cost of the security systems over time.

Ensure that you take the time to talk to your chosen insurance provider about the lower premiums you could be entitled to by having a security system installed. When you are getting this system, make sure that you look into what else can be upgraded to suit their requirements, such as newer door locks or CCTV footage.

To find out more about which security system would best suit your home, get in touch with the team at ART Security.

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